Zero Down (80/20, 100%)
A zero down loan eliminates your down payment. It could also eliminate paying Private Mortgage Insurance (PMI) costs. There are options available for buying a home with zero down.

1. Get a new loan at 100% loan-to-value (LTV).  
2. Get an 80 percent first loan and a 20 percent second (piggy-back or 80/20) loan. This program does not require PMI and allows zero down payment.

· FIXED · ZERO DOWN · ARM · INTEREST ONLY