Full-time associates of each respective company receive (per eligibility requirements) the following competitive benefits and useful services.

• Medical and Dental Insurance – The company covers 75% of premium cost of our medical plan with Cigna (Open Access) for all eligible employees and their dependents. (Employees pay 25% of the premium cost of the medical plan). It also makes available a voluntary dental plan with very competitive premium rates.
  
  
• Life Insurance & Accidental Death or Dismemberment – An insurance policy for the amount of $50,000.00 is provided by the company for Life Insurance & Accidental Death & Dismemberment.
  
  
• 401(K) and Profit Sharing Plan – You can choose from 26 different investment funds within the Fidelity Investment fund families. There is an 800 number, along with internet access available to you to check on and/or to redistribute your investments, the Company matches 50% of your first 6% of contributions, you are 100% vested from hire date, and you have free access to a certified investment consultant. This plan has it all!
  
  
• Flexible Health and Child Care Spending Accounts – Set aside tax-deferred money for medical bills and/or child care expenses.
  
  
• Additional supplemental insurance offered by Colonial: Disability Insurance, Supplemental Term or Universal Life, Accident, Hospital Confinement, Cancer and Critical Illness Insurance.

**The information contained herein is meant only as a brief summary of our benefits. In all instances the actual summary plan document, insurance contracts, and /or Company Personnel Policies govern. Certain benefits listed in this document are offered to full-time employees only, and are subject to a waiting period for eligibility.